Even before starting your home buying journey, you’re probably already aware that the numbers aren’t just about the home’s purchase price and your down payment. There are dozens of smaller fees, expenses, credits, and adjustments in the real estate transaction that you need to account for. 

This is where the term “cash to close” comes into play. Cash to close is the amount you need to bring on closing day to finalize the sale, and is a crucial aspect of the home-buying process.

We’ve compiled these easy and affordable upgrades that can bring style and boost functionality in your space without breaking the bank. They’re also easy enough for anyone to pull off, even if your DIY skills are a bit rusty. Assuming you’re done with deep cleaning and depersonalizing, these inexpensive updates will make your bathroom feel more like a relaxing spa retreat, offering daily comfort that prospective buyers will surely appreciate.

For many aspiring homeowners, trying to save enough money to cover the down payment and closing costs is their biggest hurdle to homeownership. It may feel like an overwhelming task, a goal that takes a considerable amount of time and effort to accomplish.

If you’re a prospective buyer who’s trying to figure out the best places to store your money when you’re saving for a down payment on a mortgage, we explore some great options you may want to consider.